Commercial insurance services in Hawaii

This plan covers loss of or damage to buildings and contents from common causes such as fire, windstorms to theft and water damage, or broadest of all, "all other perils." Protect your machinery, equipment, fixtures, stock, furniture, and tenants' improvement, under this most fundamental and extensive type of coverage. Another form of property insurance is "business income" which provides a continuing stream of money should your business shut down because of a loss from a fire or windstorm.

Financially damaging court awards and mandatory "no-fault" insurance can cost your business thousands in fines and legal fees. This coverage protects both your vehicles and company against the claims of others for accidents that occur while on the road. 

If you're sued by someone for a bodily injury or for damaging their property, would you rather pay for your lawyer and the monetary damages yourself, or let us handle it? This plan provides coverage for third party lawsuits, including slander, defamation, product defects and other claims that have the potential of financial ruin.

These coverage options provide a guarantee that money will be available to finish a job if the contractor cannot because of financial failure or ruin. For the most part, large jobs require bonding and we have the resources and markets to provide you with what you need. 

This is designed to protect you against losses due to errors arising out of the work leading to financial losses by the client. From doctors to lawyers to accountants and druggists, all licensed practitioners are subject to claims such as these. 

Umbrella liability provides excess general and automobile liability limits and is useful when the primary insurance limits have been exhausted or a claim develops that is not covered by the primary insurance provider. This also goes over Employers Liability in the workers compensation insurance policy.

This protection wasn't created only for ocean vessels, but for the cargo carried in them as well. Vessels can include airplanes and trains, where the insurance is not restricted by where you travel. This is an ideal way for importers and exporters to protect themselves and their merchandise.

Basically, this type of insurance offers protection against theft by employees or outsiders. Money losses have only limited coverage under the property policy, so this specialty line covers robberies and burglaries as well.